Skip to content
Money Unpacked
  • Home
  • Blog
  • Contact
  • About

James Whitfield

How to Start Saving for Retirement at 25 (UK Guide)

September 20, 2026 by James Whitfield
Young UK professional reviewing retirement savings charts and pension documents

Learn how to start saving for retirement at 25 UK with simple steps on pensions, workplace contributions, and building long-term wealth early.

Categories ISA & Pensions Leave a comment

How to Invest a Lump Sum or Inheritance UK (2026 Guide)

September 19, 2026 by James Whitfield
UK investor reviewing lump sum inheritance investment options with charts and coins

Learn how to invest a lump sum or inheritance UK-wide in 2026, from paying off debt to choosing ISAs, pensions and low-cost investment funds.

Categories Investing Basics Leave a comment

Ethical investing UK: how to get started in 2026

September 18, 2026 by James Whitfield
Green plant growing from stacked coins with UK flag, symbolizing ethical investing

A practical guide to ethical investing in the UK — what it actually means, the options available, the costs, and how to start with confidence.

Categories Investing Basics Leave a comment

Best index funds UK: which to choose and why

September 18, 2026 by James Whitfield

Confused by index fund choice in the UK? Here’s how to compare them by index, cost and risk—so you can pick with confidence, not guesswork.

Categories Index Funds Leave a comment

Stocks and Shares ISA vs Cash ISA: What’s the Difference?

July 18, 2026 by James Whitfield

Both ISA types shelter your money from tax, but they work very differently. Here’s how stocks and shares ISAs and cash ISAs compare, and how to choose between them.

Categories ISA & Pensions Leave a comment

What Is a Help to Buy ISA and Can I Still Open One?

July 17, 2026 by James Whitfield

The Help to Buy ISA closed to new applicants in 2019. Here’s how it works if you already have one, how the bonus is claimed, and how it compares to the Lifetime ISA.

Categories ISA & Pensions Leave a comment

What Is a Defined Benefit Pension in the UK?

July 17, 2026 by James Whitfield
what is a defined benefit pension uk

A defined benefit pension pays a guaranteed income in retirement based on your salary and years of service. Here’s how it works, what it’s worth, and what to do if you have one.

Categories ISA & Pensions Leave a comment

What Are Premium Bonds and Are They Worth It?

July 17, 2026 by James Whitfield

Premium bonds offer tax-free prizes instead of interest. Here’s how they work, what the prize rate means in practice, and whether they beat a savings account.

Categories Savings Accounts Leave a comment

What Is a Lifetime ISA and How Does It Work?

July 15, 2026 by James Whitfield

A Lifetime ISA gives you a 25% government bonus on savings. Here’s who can use one, what the rules are, and whether it’s right for you.

Categories ISA & Pensions Leave a comment

What Is a Pension and How Does It Work? Beginner’s Guide

July 15, 2026 by James Whitfield
what is a pension and how does it work for beginners

What is a pension and how does it work? A plain-English beginner’s guide covering workplace pensions, state pensions, tax relief, and how much you need.

Categories ISA & Pensions Leave a comment
Older posts
Newer posts
← Previous Page1 Page2 Page3 Page4 … Page7 Next →

Categories

  • Budgeting (1)
  • Budgeting Methods (21)
  • Budgeting Tools (3)
  • Credit Card Debt (3)
  • Current Accounts (16)
  • Debt Management (21)
  • Emergency Fund (6)
  • Index Funds (8)
  • International Banking (2)
  • Investing Basics (22)
  • ISA & Pensions (42)
  • Online Banking (4)
  • Saving for Goals (22)
  • Savings Accounts (11)
  • Spending Habits (5)
  • Student Loans (6)
  • Uncategorized (65)

Recent Post

  • Cash ISA vs stocks and shares ISA: UK guide for 2026
  • What is compound interest and how to make it work for you
  • What is a bond and how does it work? Investing explained
  • What is an annuity and is it right for your pension UK?
  • What financial security actually means and how to get there
  • Privacy Policy
  • About
  • Contact
© 2026 Money Unpacked • Built with GeneratePress