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Morgan Harper

Morgan is a personal finance writer passionate about helping everyday people take control of their money. No jargon, no judgment — just practical advice that works.

What is PCP car finance, and is it worth it?

September 25, 2026 by Morgan Harper

PCP car finance explained in plain English: how it works, the hidden costs, and how to work out if it’s actually worth it for you.

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What is a lasting power of attorney and how to set one up

September 24, 2026 by Morgan Harper
Elderly person signing legal documents with advisor at a desk, UK LPA paperwork

What is a lasting power of attorney? Learn how it works, what it costs, and how to set one up in the UK, step by step.

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PCP vs HP vs buying outright: which car finance is best?

September 24, 2026 by Morgan Harper
Comparison chart of PCP, HP, and cash car finance options with a car icon

PCP, HP or buying outright? Compare true costs, ownership and monthly payments to pick the right car finance for you.

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National Insurance explained: what you pay and why (UK)

September 23, 2026 by Morgan Harper
UK National Insurance contributions explained with payslip, coins, and calculator

National Insurance explained simply: what you pay, why it exists, how it affects your State Pension, and how to check your record on gov.uk.

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How to talk about money with your partner (without a row)

September 23, 2026 by Morgan Harper
Couple smiling while discussing finances together at a kitchen table

A practical guide to talking about money with your partner — how to start the conversation, what to cover, and how to avoid it turning into a fight.

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How to read your payslip: what every number means

September 22, 2026 by Morgan Harper

A plain-English guide to every line on your UK payslip — tax code, NI, pension deductions — so you know exactly what you’re paid and why.

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How to plan your finances when having a baby UK

September 22, 2026 by Morgan Harper
Parents reviewing budget documents and baby items while planning UK family finances

A practical UK guide to planning your finances when having a baby — maternity pay, benefits, childcare costs and what to sort before the due date.

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How to manage money when you’re self-employed in the UK

September 22, 2026 by Morgan Harper
Self-employed person in the UK reviewing finances and budgeting at a desk

A practical guide to managing money when self-employed in the UK — tax, savings, pensions and smoothing out irregular income.

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How to get the best travel money rates before you fly

September 21, 2026 by Morgan Harper
Stack of foreign currency banknotes and coins beside a passport and airplane ticket

A practical guide to getting the best travel money rates in 2026 — from card fees to airport traps and what actually saves you money.

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How to cope financially after redundancy in the UK

September 20, 2026 by Morgan Harper
Person reviewing bills and budget spreadsheet at home after job redundancy in the UK

A practical guide to coping financially after redundancy in the UK — redundancy pay, benefits, bills, and what to sort first.

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